Owning a home used to seem like a reward for the far future, yet in today s busy world it is more like basic shelter. Whether you are snagging your first apartment, moving up to a bigger house, or starting from the ground up, a trustworthy home loan lays the groundwork. That is exactly the role the Today Finserv Home Loan is meant to play. We know buying a home is probably the biggest goal many families carry for years. To help, Today Finserv puts together home loan plans that fit different needs, and we work hard to keep the process affordable and easy. With sharp interest rates, simple paperwork, and approvals that come quickly, the team s mission is to move you smoothly from house hunt to house keys.
Why Choose Today Finserv Home Loan?
Lots of banks and lenders dish out home loans, so what makes Today Finserv stand apart is our promise to put you first. By teaming up smart tech tools and real people who listen, we turn a complicated process into a simple, stress-free journey.
Attractive Interest Rates
Writing your monthly payment to a stranger is never fun, so we offer rates that start at just 8.50% p.a. That way your EMIs feel on the steady side instead of a surprise jag. Choose between fixed and floating options too, based on what suits your money plan best.
Flexible Repayment Tenure
Pick a repayment period that feels right for you, anywhere between 5 years and 30 years. Longer terms mean smaller monthly payments, while shorter ones let you wipe out the loan faster.
Loan Amounts up to ₹5 Crore
Whether you’re eyeing a cozy studio or a sprawling villa, we can lend up to ₹5 crore, based on your income, credit score, and the value of the property.
Minimal Documentation
Wave goodbye to endless forms. Our quick online application and digital document upload let you finish everything from your phone, saving you time and headaches.
Quick Loan Approval and Disbursal
With Today Finserv, you won t be left hanging for weeks. You get a pre-approval decision in minutes and the money hits your account within 72 hours after all papers are in.
Types of Home Loan Offered by Today Finserv
Since every customer has a different dream, we offer several home loan options to fit your plans and budget.
Home Purchase Loan
Perfect for anyone buying a brand-new flat or a resale house. This loan can cover up to 90 percent of the property s cost.
Home Construction Loan
If you re building your own place, this loan pays for bricks, cement, labor, and anything else you need to make the house a home.
Home Renovation Loan
Want to refresh that old kitchen or fix roof leaks? Our renovation loan makes it simple-you get money upfront and avoid draining your wallet.
Plot + Construction Loan
Scored a nice plot and ready to build your dream house? This single loan bundles land purchase and construction costs so you never have a funding gap.
Balance Transfer + Top-up Loan
Already stuck with a pricey home loan elsewhere? Move it to Today Finserv for lower rates, then grab a top-up to tackle new expenses like furniture or travel.
Eligibility Criteria
Whether youre on a paycheck or run your own shop, we welcome both salaried and self-employed borrowers. Our rules aim to be clear, inclusive, and as fair as possible.
For Salaried Individuals:
- Age: 21 to 60 years
- Minimum monthly income: ₹25,000
- Job stability: At least 1 year in the same company
For Self-Employed Professionals:
- Age: 25 to 65 years
- Minimum annual income: ₹3 lakh
- Business continuity: Minimum 3 years
General Criteria:
- Must be an Indian resident
- Healthy credit score, 700 or higher is best
- Valid KYC papers
Documents Required
We keep paperwork easy and quick:
- Identity proof: PAN, Aadhaar, passport, or voter ID
- Address proof: Recent bill, rent agreement, or Aadhaar
- Income proof: Salary slips, Form 16, tax return, or bank statement
- Property docs: Sale agreement, title deed, and approved building plan
- Business docs (for self-employed): GST, tax return, or balance sheet
All papers can be uploaded online through the Today Finserv website or the app.
How to Apply for a Today Finserv Home Loan?
Choosing a home loan is simple now. Follow these quick steps:
Visit Our Website
Go to www.todayfinserv.com and click on the Home Loan tab.
Fill the Application Form
Enter your personal, job, and money details. The whole thing takes only 5 to 10 minutes.
Upload Documents
Securely upload your KYC, income, and property papers.
Get Pre-Approved
When you apply, we run a quick check and you get a pre-approval right away based on your info and credit score.
Verification and Disbursal
Once we verify your papers, the final approval comes through and the money can land in your account in as little as three days.
Benefits of Choosing Today Finserv?
When you pick us for your home loan, you also get these handy perks:
- Zero Hidden Charges
- Online EMI Calculator for Planning
- Customizable Repayment Options
- Home Loan Insurance Facility
- Doorstep Document Collection (available in select cities)
- Dedicated Relationship Manager
EMI Planning with Our Calculator
Before saying yes to a loan, its smart to know how it will fit your monthly budget. Our free Home Loan EMI Calculator on the website shows what youll pay each month.
Example Calculation:
- Loan Amount: 40,00,000
- Interest Rate: 8.5% p.a.
- Tenure: 20 years
- Monthly EMI: 34,678 (approx.)
This gives you a clear picture of income and expenses so you feel confident before committing.
Secure Your Future with Today Finserv
Buying a home is a big deal, and the right lender can take away the stress. With a Today Finserv Home Loan, you get fast approval, clear terms, and the freedom to plan your future.
🏠 Apply for a Home Loan with Today Finserv
