High-Value Items Insurance
Why High-Value Items Insurance Is a Smart Move for Your Priceless Possessions
Some things just can’t be replaced—heirloom jewelry, luxury watches, rare artwork, or your prized musical instruments. While homeowners and renters insurance may offer some protection, it often comes with strict coverage limits and exclusions.
That’s where High-Value Items Insurance from Bloomingdale Insurance Services comes in. We offer customized insurance policies that protect your most prized possessions against loss, theft, or damage—no matter where life takes you.
What Is High-Value Items Insurance?
High-Value Items Insurance is a specialized type of personal property insurance designed to cover individual belongings of exceptional worth. These items often exceed the coverage limits of standard insurance policies and require their own comprehensive protection.
This coverage includes:
- Accidental damage
- Theft or mysterious disappearance
- Natural disasters (e.g., floods, fires)
- Loss during domestic or international travel
Why Choose Bloomingdale Insurance Services?
At Bloomingdale Insurance Services, we understand the emotional and financial significance of your high-value belongings. Whether it’s a grand piano or a designer handbag, we treat your valuables with the respect they deserve.
Our commitment includes:
- Custom appraisals to ensure accurate value
- Item-by-item coverage or bundled protection for collections
- Fast, fair claims process handled by real people
- Global protection for your most traveled-with items
What We Cover with High-Value Items Insurance
From cherished heirlooms to cutting-edge gear, our policies cover a wide range of personal property, such as:
- Jewelry and watches
- Fine art and sculpture
- Luxury handbags and accessories
- Antiques and vintage furniture
- Musical instruments
- Sports memorabilia
- Photography and video equipment
- Rare collectibles and limited-edition items
Featured Coverage Types
Fine Art Insurance
Protect your paintings, sculptures, and unique artwork from theft, damage, or disaster.
Designer Bag Insurance
Coverage for your Chanel, Louis Vuitton, and Gucci bags, including damage, stains, or theft.
Music Instrument Insurance
From guitars to grand pianos, insure your instruments while at home, in transit, or performing.
Camera Gear Protection
Tailored coverage for photographers with high-end cameras, lenses, and accessories.
FAQs: High-Value Items Insurance
Q1: Do I need this if I have a standard homeowners policy?
Yes—standard policies usually cap coverage for valuables like jewelry, art, and collectibles. High-Value Items Insurance provides full-value protection.
Q2: How do I determine the value of my items?
Appraisals, receipts, or expert evaluations help us assess the correct coverage amount.
Q3: What happens if I buy something new?
You can update your policy at any time to include new high-value purchases.
Q4: Does this insurance include international travel?
Yes, your valuables are protected anywhere in the world.
Q5: Is there a deductible?
Policies can be customized with or without deductibles, depending on your preference.
Why We’re the Trusted Choice Nationwide
- Based in Valrico, FL, serving clients across the USA
- Decades of expertise in protecting high-value assets
- A dedicated team that handles your coverage personally
- Transparent pricing with no hidden fees
We believe peace of mind is priceless, just like the possessions we help protect.
Getting Started Is Easy
- Request a free quote from our expert team.
- Share details and appraisals of your valuables.
- Choose the right policy with our help.
- Relax knowing your treasured items are fully covered.
Final Thoughts: Don’t Leave Your Treasures to Chance
Life is unpredictable, but your protection doesn’t have to be. With High-Value Items Insurance from Bloomingdale Insurance Services, you can rest easy knowing your irreplaceable belongings are secure. Let us help you safeguard your legacy today.
